A tumultuous start to 2025 defined by tariff turmoil and a near bear market, was followed by a remarkable mid-year recovery setting the stage for U.S. and global markets to close the year with impressive gains that defied persistent headwinds. Committed investors who remained disciplined through the volatility were rewarded handsomely, while those who fled

We enter Q4 of 2025 with what has been an extraordinary year for financial markets. After surviving the “tariff tantrum” that defined the first quarter and the impressive rebound that characterized the second quarter, investors witnessed a third quarter that can best be described as triumphant. Markets climbed what Warren Buffett once called a “wall